By Tammy Trail
We all know that January 1st is traditionally the day that we make resolutions to change something in the coming year. It’s the reason gym memberships, Google searches for diets, and self-help book sales all go up at the beginning of the year.
My husband and I will sit down sometime in January to make goals for the coming year. Usually we set personal, financial, and household goals. Sometimes we are able to set the goal, other years we have failed miserably. I really started thinking about why we don’t, or can’t achieve our resolutions after the first of the year.
To tell you the truth, 2014 was a very hard year for us financially. My poor, hard working husband did not get paid for three months out of twelve that year. I was not working full time then, I am now. I don’t know how…
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