Going on Vacation? Don’t forget to call the bank…

mickey on vacaLike many others, we planned a summer vacation. Being a list maker, I started the pre-trip to-do list based on our plans and how long we were going to be gone. The kennel was called, the days-off were requested, hotel rooms reserved, triple A was called for tour books and a budget established; all the things necessary for a fun few days away.

All of the items on the listed were checked off and in order to be fiscally responsible we decided to put our vacation cash in the checking account and use our debit card. About two days into our trip, my husband tried to use my debit card to purchase our tickets for a boat tour in Chicago. The charge was denied.  We called the bank.

We have to give kudos to our bank, Republic Bank & Trust, for putting us through to a service representative (live and English speaking) who was kind and understanding.  I went through and answered a half dozen security questions and took what felt like a quiz about my work history. After passing with flying colors, she informed me that by using our card to make out of town purchases, it raised security flags and since they didn’t know we were out of town, the charges were denied.

That’s what I forgot to put on my pre-trip list, call the bank!  The bank representative asked where I was and when I would return home. She then informed me that we have a $500 a day spending limit on our debit card. That wasn’t a big deal to us and our budget, but good to know. She then informed us that we can request the limit increase if necessary. We were fine with it. The bank lady kindly released our card so we could finish our vacation.

The whole ordeal cost a little time, but with the excellent customer service at the bank, and a lesson learned about banking security, we were back to having fun and had the funds to do it!

Next year’s vacation list will have “call the bank” as number one.

All the best,

KK

Travelin’

winter windGloves – check; hand warmers – check; swim suit – check; sun screen – check; rain coat and umbrella – check; baseball “mom” t-shirt – check; team spirit wear – check; sweatshirt – check; sweats for under wind pants – check; Gatorade – check; travel snacks (something sweet, something salty) – check; stadium seats – check; cooler – check. Is the hotel one we get points at? It must be baseball season. We travel and we prepare for whatever season decides to show up. We could have a little bit of spring and a little bit of winter. Images of the parent/fans in the bleachers could easily be mistaken for football season with scarves, gloves and blankets.spring image 2 Late in the season the image is more like survivors in the desert. It must be baseball season.

The parents spend the first few games trying to remember each other’s name, memorizing the names and numbers of the players they don’t know and always encouraging all the players on and off the field. Sometimes it’s the encouraging words of another player’s parent the really helps lift spirits.

The coach does his best to get the team ready for the season inaugural tournament. He reminds everyone that none of the teams will have had a lot of field time practice. “Let’s have fun and learn something. We can have more fun if we get some hits. So, go be aggressive at the plate.”

While outsiders think we are crazy, those of us on the inside know that baseball season with our middle schooler’s travel team is all about the memories being made. There will be button-busting victories and there will be dirt-kicking defeats. One will be celebrated with food and fun at the hotel indoor pool and the other will be quickly forgotten with food and fun at the hotel indoor pool.

Traveling home is usually quiet. Everyone is tired in the best way. At home laundry is separated. The white baseball baseball equipmentpants are the key player in a laundry chemistry project including pre-treatment spray and Fels Naptha. After a 30 minute soak, the uniform is the first to get washed. The result will be somewhere between “like-new clean” and “ready to hit the field.”

 Yes, in a few days we will be back on the field ready to take on the next team and the new challenge. Batter up!

All the best,
KK