I love that the first day of a new year is a holiday. Many wake up ready to throw away the old bad habits and jump into healthier living and better financial decisions. Gung ho! Not me. Yes, there are things I’d like to do and change in 2016, but today is a day of relaxing and family. It’s our last day or two of this holiday season. New Year’s day and (because of how it falls this year) the weekend that follows is a great way to ease into a new year. Take these few days to wrap up your holiday mindset. Make decisions about goals for 2016 and steps you will take to accomplish them. Look at your calendar and plan time to work on your goals. Is it exercise? Is it eating right? How will your meals change this first week/month of the year? Are you going to take a class? When will you be in class and when will you do homework?

Here’s to a well-paced goal-accomplishing 2016.

KK